To Good To Be True

So you know that old saying. Well I was pretty frustrated all day when I had gotten the policy from Anthem. The send the policy as well as the application that was filled out online. When I was submitting it I was talking to someone on the phone and she walked me through the last parts. Well when I had gotten the printed application the one (and only) question that I know I marked yes on was marked no. This was the question regarding if I was currently pregnant, or in the process of adoption or surrogacy. I know better then to falsify anything when it comes to insurance so I know I marked yes. I thought that it had taken so long because of the fact of that question being marked yes, but in fact they are just slow as molasses for a perfect policy. I then faxed over the paperwork to get that answer changed and now the waiting begins again. I know that is the surrogacy world there is a lot of waiting, but come on already. Have I mentioned that I really hate insurance companies.

On the Thanksgiving note, I am really having a hard time. My sister wanted me to come down there (to Murrieta) which is an 11 hour drive from my house. I really did want to go, but not have to make the drive by myself. Well my mom couldn't change her plans around to allow all of us to go together, so here I sit. I talked with my dad and had no problem going there, until I found out that he is just inviting anyone and everyone. To me Thanksgiving is about being thankful for what you have and being surrounded by the one's you are close to. Well now I am not sure what I want to do. I feel that if I stand my ground about not wanting to be around these people that my dad has invited I will be the bad guy. I know that keeping the peace is important as I live on the same property as him, but when is enough, enough. This has been an ongoing battle with my father pretty much my whole life. I am jsut thinking about my little family of 5 making dinner for ourselves. Samm loves to cook and would probably love it. Well I have a couple more days to think about it.

Got The Card

I have been riding Jazzy more also. I rode for 3 hours on Friday and then when Samm was here we rode on Saturday and on Sunday and today I really spent some time making her listen. She is very bossy and when Samm rides her, Jazzy really tries to be the boss. It is really good that Samm starts to show more authority when riding her. My tail-bone is brused from falling on my butt the other day at home so I really can't canter or lope her right now. I love having a friend to ride with and I am riding her on my own in the field across the street to get her used to listening. I think if I fall off the dirt will be much softer then the street.

I am loving that I have all next week off, but I have to get a lot of the projects done. When I go back to school I only have 2 weeks of classes left and then finals. I still have not heard from the financial aid department about the SMART grant money ($2000.00). They act like they are too busy to help out the poor college students. I am really wanting to go to Hawii on a research trip on turtles, but I cannot go until I hear about the SMART grant. I am not one to take from the family. I am just so excited that I only have one more semster (only 8 units, 2 classes) and I am done. Well I am off to get some scrapbooking done for Nessa.

APPROVED

So after waiting to hear from Anthem I just decided to call the underwritting department. Boy am I glad I did because I was appoved. I was really afraid because of THE question about surrogacy. YEAH!!!
I also have a new horse riding buddy now. We are going to ride at least 3 times a week or more. I have really been needing someone to ride with as Jazzy just wants to be around another horse while riding. Well I am off to be as it is getting late, although I am soooo excited I don't know if I am going to fall asleep fast, well here is to hoping. Night :o)

No Word Yet

I really think that with all the people that are working at Anthem they can just say yes or no, but come on make a decision already. I just hope that next week sometime we will hear something.
So my horse had a severe backing up problem and we were all unable to ride her. Well today I finally found someone to get her to stop doing it. After about an hour of training she is back to her normal self. It was nice getting to ride her and not be a bit hesitant. I got her when I was about 5 months pregnant and this is the first time I have actually able to enjoy her. Sammantha had been riding her, but she is mine and I was not able to enjoy her. I will have to get a picture of me on her as I am so excited. I need to make sure to work her about 3-4 days a week. I know with school coming to an end it will be easier now. Oh and only 4 weeks left of school, including finals. I am so ready to be done. :o)

I Hate Insurances

I pay about $1200.00 a month for this HealthNet policy through my husbands union. Yeah that is $14,400.00 a year and it is still an 80/20 with a $1500.00 deductible for each family member or up to $8500.00 per household. I really hate insurances. You know I am a firm believer of you get what you pay for, but this is crap. I am not getting anything near what I pay. Also going to school I pay a health fee, even if I never use the health center. So now I am going to make sure that if I am sick I am going there and not using my insurance which has a $20.00 copay for doctors visits.

On a good note I paid for my life insurance to be renewed and that is just one more thing taken care of in the long list. Well I am going to go put the kiddos to bed. Night :o)

Look What I'm In

So I know that it is not a skinny girls idea of skinny jeans but for me this is a huge milestone. I am now in my pre-baby jeans. I still have some weight to loss (lower then my pre-baby weight), but it has only taken me 3 months to get here, I have lost 46 lbs since having Nessa. This just makes me realized that if I just set my mind to something I CAN do it. It just takes persistance and turning down the brownies that I so want to eat, and I mean like 20 brownies that I want to eat. I do know that I have to make sure to feed my cravings, but just in moderation. Well hope everyone had a great weekend and here's to a great week (I only have 3 days of school because of Veteren's Day and I don't have school on Friday). :o)

Only 5 Weeks Left

Of school that is. I am really getting excited as this has been a rough semester to keep motivated. Although I am doing good in my classes it is just difficult to stay motivated. So I really think my plant phys test went well. My next test is on Monday in Ecology, which shouldn't be to hard.
So I am a Black Friday lover. I know many people don't want to go out becuase of all the people, but I say stay in and let the rest of us get all the good stuff then. I really don't think it is as crazy as people think it is. You just have to plan you day out and if the line it too long then just come back later or find it at another store. I think there are going to be 4 girls this year and I am soooooo excited. This time last year I was in the 2 ww with my first IPs. I gave them the new on the Black Friday and it was the best day.
Another note about the surrogacy, I have offically applied to the insurance. I am really nervous because the specifically asked about surrogacy in the application (it was tied into being pregnant, in the process of adoption or surrogacy). I really think that the insurances are catching on. I think they should just charge a bit more and then allow it. If they make it cost effective for them then why don't they just cover it. If this insurance doesn't work it is going to be a bit of a hassle. Happy Saturday :o)

Much To Do About Nothing

So as you can see it is 6:45 in the morning and I sit here at the computer. Well to start off Alexya got sick (I think from the corndog at Applebee's) and threw up everywhere, so at 11:00 pm I was cleaning puke off of the bed, pillow, stuffed animals, rug in the bathroom, toilet, and last but not least. Alexya. I had to give her a quick rinse as it was in her hair and in her eyes. I then went back to studying for my Plant Phys test until about 1:00 am. I then had to get up early to make sure that Greg could go to work by making sure Alexya was OK to go to school. So in waking her up, Ariel got up. I then decided to just get up instead of laying in bed awakw, cuz once I am up, I am up. I am sooooo tired and the fact that Greg has to work overtime and therefore I have to miss my last class to take Ariel to her soccer party. Oh the life of a mom.
I am also waiting on my check for gas money for school (via the Dept. of Rehab.) and as you can see it is already the 6th and no check, it is suppoed to be here right before the first of the month. I am not hurting for money, but I would really like not to have to pull from my own account, as the only reason I am going to school is because of the Dept. of Rehab.

Well I am off to make sure that the kids are ready for school and then off to school with me, I just can't wait to take the test :o(. Hope all is well and happy Thursday (it is my Friday, so TGIT).

Sorrow for Tomorrow

So I have been paying attention to the polls and I really hope they are wrong. I am not a big person to air my political view, but I do feel that the lesser of the two stupids is McCain. So there it is. Also we have some really hot propositions here in California as well and I have pretty much made up my mind on those as well, even though they mostly are all wanting money for the tax payers to pay. I really do think that the train from the Bay Area to LA is pretty cool it will cost waaaayyyy to much.

We had an OK Halloween, I decided to change things up this year and it really didn't pay off. Alexya was a cat and Ariel was a rabbit and then a princess (due to ketchup all over the rabbit outfit). The kids really didn't get that much candy, not that I am complaining as most of the time they don't eat all of it (and that is spaced out over a year). Well happy voting for everyone as I vote bright and early before school :o)